Ralph Estep Jr.

Ralph Estep Jr. is a licensed accountant with more than 30 years of experience and founder of Saggio Accounting+PLUS. Known as “The Content Creators’ Accountant,” he helps creators build structured and financially sustainable media businesses. He also leads the Ask Ralph Media network, which reaches more than 500,000 YouTube subscribers.

A graduate of the University of Delaware and Wilmington University (MBA), Ralph has held leadership roles in public accounting, financial institutions, law firms, and technology organizations. His work spans cloud technology innovation, small-business coaching, and faith-based financial education.

Ralph lives in Delaware with his wife Jennifer and their two sons, balancing life as an entrepreneur, mentor, and Black Angus rancher while helping people gain clarity, confidence, and direction in finance, business, and faith.